Crediting for motor transport purchasing

Credits to individuals on acquisition of new passenger motor transport

The conditions of crediting:

• Interest for credit using:
  • from 20% per annum in local currency;
  • from 14,5% per annum in foreign currency.
• Term of crediting – up to 7 years;
• Size of minimum own payment – from 0% of the total cost of acquisition;
• Provision is the acquired car, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of passenger motor transport at the secondary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 20% per annum in local currency;
  • from 14,5% per annum in foreign currency.
• Term of crediting – up to 7 years;
• Installment of the client – not less than 30% of the assessed cost of the motor transport;
• Provision is the acquired car, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of a lorry at the primary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 20% per annum in local currency;
  • from 14,5% per annum in foreign currency.
• Term of crediting – up to 7 years;
• Installment of the client – not less than 15% of the cost of the motor transport;
• Provision is the acquired lorry, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of a lorry at the secondary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 20% per annum in local currency;
  • from 14,5% per annum in foreign currency.
• Term of crediting – up to 7 years;
• Installment of the client – not less than 30% of the assessed cost of the motor transport;
• Provision is the acquired lorry, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of motor transport for passenger transportation at the primary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 20% per annum in local currency;
  • from 14,5% per annum in foreign currency.
• Term of crediting – up to 5 years;
• Installment of the client – not less than 15% of the cost of the motor transport;
• Provision is the acquired motor transport, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt;
• Types of crediting: annuity, standart.
  

Credits to individuals on acquisition of motor cycles at the primary market

The conditions of crediting:

• Interests for the use of a credit:
  • from 20% per annum in local currency.
• Term of crediting – up to 30 months;
• Installment of the client – not less than 20% of the cost of the motor transport;
• Provision is the acquired motor cycle, the agreement of pledge is attested notarially;
• Interests for the use of the credit are charged on the balance of a debt.

List of the documents which are necessary for receiving the credit (minimum pack):

• Ukrainian passport;
• ID certificate of a tax-payer;
• Reference from the work-place for the last 6 months;
• In case a borrower is a private entrepreneur – entrepreneur registration certificate; document which confirms income with state tax inspectorate mark by the place of registration (report of the entrepreneur, tax inspectorate reference etc.) for the last 2 reporting periods, tax payment reference;
• Extract from the work-book;
• Contract and/or invoice.

46 Artyoma Street, room 210
Kharkiv, 61002
Department of Individual Crediting (sale department)
Tel.: (057) 715-52-63