The "Megabank" owned capital is 226 million hryvnas, the regulative capital is 241 million hryvnas at July 1, 2007. The bank capital has increased in 38 million hryvnas or in 20% for the first half a 2007 year. In comparing with the same accounting period a 2006 year the capital rate has increased over 5 times as much.

The "Megabank" net assets are 1.522 million hryvnas. The net assets have increased in 36% or 402 million hryvnas for the accounting period. In the accounting year the "Megabank" net assets increase rate enlarged in 24 intrests points in comparing with 2006 year, jointly these rates have overfulfiled over 264 million hryvnas.

The bank has continued working with the international finance institutes in the accounting period. Particularly, The European Bank of the Reconstruction and Development Board of Directors adopted the project about offering $20 million dollars credit line to the "Megabank" from July 24, 2007 year. Moreover, the "Megabank" and the "Ukrsibbank" was signed the agreement about the "Megabank" participation in export joint realization of the Second project export development financing by the World Bank in July 2, 2007 year. The "Megabank" will receive $20 million dollars for the distribution in active operations in the project frameworks.

The all "Megabank" collective work result is the 10 million hryvnas profit in the first half a 2007 year, it is in 7 million hryvnas or 115% over the profit receiving from the same period a last year.

The natural persons credit portofilio is 286 million hryvnas (= 8 thousands agreements) at July 1, 2007 year. The 173 million hryvnas credits for the natural persons were given out for the 6 months a 2007 year as a whole in the system. For the comparison-the 199 million hryvnas credits were given out for the 2006 year.

The credits structure:

• Mortage credit – 91 million hryvnas (53%);
• Auto credit – 55 million hryvnas (32%);
• Consumer credit – 27 million hryvnas (15%).

With the purpose of the active operation constant increase the bank cultivated such banking products during accounting time:

• In the initial market the freight motor transports acquiring credits;
• In the second market the freight motor transports acquiring credits;
• In the initial market the passenger motor transports acquiring credits;
• In the initial market the moto transports acquiring credits;
• On the motor transports security credits (customer needs);
• On the land security credits (customer needs);
• On the naturals persons security credits in 18 months term.

The natural persons deposits portofilio is 531 million hryvnas (= 36 thousands agreements) at July 1, 2007 year. The deposit portofilio increase is 89 million hryvnas for the 6 months 2007 year. There were attracted 302 million hryvnas natural persons deposits (for the accounting period for the second quarter –160 million hryvnas).

There were attracted 165 million hryvnas natural persons deposits for the 6 months a 2006 year.

A lot of people (constant bank depositors) continue deposits activity – the bank confidence has grown.

Moreover, the 9 thousands pensioners and other social assistance recipients were attracted for the 6 months of the accounting period (for the 6 months a 2006 year – 7 thousands). The 53 thousands pensioners and social assistance recipients are served at July 1, 2007 year (at July 1, 2006 year – 37 thousands). There were made of the 66 million hryvnas social assistance and pensions payments for the accounting period, it is in 2 times as much the last year (for the 6 months 2006 year – 35 million hryvnas). The pensions and other social assistance recipients accounts rests were 23 million hryvnas at July 1, 2007 year (at July 1, 2006 year – 12 million hryvnas).

The most attractive deposits forms for the citizens were "Without replenishment right urgent deposit", "The accumulative deposit" and "The investment deposit". The natural persons placed money in the bank deposits accounts – in the national currency (55%) mainly and in USA dollars (44%).

The natural persons acting products deposits:

• The urgent deposits (monthly payment);
• The accumulative deposits (monthly intrests extra fee on the deposit accounts);
• The deposit by the request;
• The "Investment" deposit (at the term end intrests payment, the term is 1 year);
• The "Stable" deposit (at the term end intrests payment, the term is 2 years);
• The "Stable+" deposit (at the term end intrests payment, the term is 3 years);
• The "Сapital" deposit (quarterly intrests payment);
• The "Gold" deposit (to take in the bank measures, at the term end intrests payment);
• The natural person deposit line;
• The "For considerable date" deposit.

The natural persons deposits products inculcated in 2007 year:

• The "Stable+" deposit;
• The natural person deposit line.

The bank emitted about 25 thousands plastic cards from the beginning of the year (the same period of 2006 year- about 10 thousands), 21 cash machines were placed (for the 6 months 2006 year – 8). The system common issue is 139 thousands plastic cards in total, 123 terminals and 66 cash machines were placed into the operation.

With help of plastic cards in 2007 year were paid over 386 million hryvnas. It is 123 million hryvnas as much than in 2006 year (for the same period the payments sum was 263 million hryvnas). Won the Ukrainian banks determination contest the "Megabank" PLC had received the Treasurement checks cash service right in all regions in 2007-2008 years, where the bank subdivisions were opened.

The "Megabank" PLC fulfilled all the National Bank of Ukraine economical normative at the first half a 2007 year. The solvency, liquidity, capital adequacy indexes meaning are considerable exceed the normative requirements.The indexes determine the bank stability degree to the country economy changes.

The net assets profitability was 1.6% at July 1, 2007 year, the capital profitability – 9.9%. The bank is considerably profitable according to the National Bank of Ukraine classification. The bank increased the net assets profitability in 0.4% from the beginning of the year (for the same period a last year – in 2 times as much). The capital profitability has increased in 1.9% for the accounting period (for the same period a last year – in 4.3%).

The "Megabank" net assets profitability and balance capital are higher than in the respective banks group (according to the finance situation analysis results by the National Bank of Ukraine administration in Kharkiv region).

The regulative capital corresponds the requirements according to the given banking service license and permission at July 1, 2007 year. The capital adequacy level the bank is well capitalized.

For additional information
call to the "Megabank" PLC press-secretary:
Tel. (80572) 715-52-77; 8-050-406-02-57.